An Overview of Personal Bankruptcy in New York
Chapter 7 and Chapter 13 Bankruptcy Attorney in Binghamton
At the Consumer Bankruptcy Law Center of Peter A. Orville, we have spent nearly 20 years helping our clients through the difficult and complex process of bankruptcy in Central New York and the Southern Tier. An experienced debt relief lawyer can answer your questions and help you understand the benefits and the consequences of filing for bankruptcy.
Our firm will help you learn about:
- About You: Individuals who file for bankruptcy come from all walks of life and all levels of income. Learn about some of our clients and how we treat them at our firm.
- Chapter 7 Bankruptcy: Learn about the process of Chapter 7 personal bankruptcy, which can get rid of most kinds of debt and help you reclaim your financial future.
- Chapter 13 Bankruptcy: In cases of Chapter 13 bankruptcy, we help clients discharge their debts at the end of a three- to five-year repayment plan. Chapter 13 bankruptcy can help you keep your house, your car and other exempt assets.
- Bankruptcy Myths: Will bankruptcy ruin my credit? How much does the typical bankruptcy cost? What is debt reorganization? Learn about the myths associated with consumer bankruptcy.
- Before Filing for Bankruptcy: Learn about what you can do and what you should know before filing for bankruptcy. There are steps that you can take to make the process easier.
- Life After Bankruptcy: Many people who are hesitant to file for bankruptcy believe that the recovery process is slow and difficult. Learn about what it is really like after filing for bankruptcy.
- Stopping Creditor Harassment: You can stop threatening and harassing phone calls, bills and letters from creditors by filing for bankruptcy. If the harassment continues, we can sue the creditors and often get monetary damages.
- Bankruptcy Alternatives: Learn about alternatives to bankruptcy, including debt reorganization and more. We can help you solve your financial problems.
- Bankruptcy Glossary: Learn about some key terms of bankruptcy and the bankruptcy process. The more you understand bankruptcy, the easier the process will go.
Contact our firm today to ask us questions about filing for bankruptcy in New York State. Our firm is available Monday through Friday, from 8:30 a.m. to 5:00 p.m. We offer a free initial consultation to discuss your situation.
Call us at 607-821-2463 or toll free at 866-935-7708
for consumer bankruptcy protection and debt relief.
For more detailed information about bankruptcy, visit the Bankruptcy Law Network web site.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
